Problems can manifest themselves in several ways. Therefore, simply defining the nature of a Problem does not necessarily predict its effect.
For example, if the Problem is that there is not enough money to pay the rent, it might motivate one person to take to drink but another to take a second job.
The effects of a Problem are not necessarily bad things, but simply things that would not have happened quite that way without the existence of the Problem. So it is with Concerns.
The choice of Concern determines the principal area affected by the story’s Problem and serves as a broad indicator of what the story is about.
Excerpted from
Dramatica Story Development Software